AEON Credit Service (M) Berhad (AEON Credit or the Company) was incorporated on 6 December 1996 and was converted into a public limited company on 9 February 2007 and listed on the Main Market of Bursa Malaysia Securities Berhad on 12 December 2007. AEON Credit commenced operations in 1997 by providing Easy Payment schemes for purchase of consumer durables through appointed retail merchants and chain stores.
Today the business of the Company has expanded to include issuance of Credit Cards, Easy Payment schemes, Personal Finance schemes, Insurance business and other services. The Company currently has 5 Regional Offices, 38 branches and Service Centres located in major shopping centres and towns and a network of more than 7,000 participating merchant outlets nationwide. AEON Credit believes in working closely with its business partners to provide consumer financing products and services which meet customer needs. The Company currently has more than 1.1 million card cardmembers for the various products and more than 1,900 staff in service with the Company.
AEON Credit is a subsidiary of AEON Financial Service Co., Ltd. Japan (AFSJ), (formerly known as AEON Credit Service Co., Ltd.), which is listed on the First Section of the Tokyo Stock Exchange. AFSJ is mainly involved in the issuance of credit cards, and it currently has more than 29.76 million card members in Japan. It is one of the biggest credit card issuers and a leading consumer credit provider in Japan.
AFSJ is in turn part of the ÆON group of companies (ÆON Group), a global retail and financial services group. ÆON Group consists of more than 200 subsidiaries and affiliated companies. ÆON Group operates not only in Japan but also in Southeast Asia, China and North America. The fundamental principle of ÆON is its “customercentered approach.” ÆON’s mission is to contribute to customers.
ÆON’s most basic and abiding principles are the pursuit of peace, respect for humanity, and contribution to local communities through customercentered initiatives. Under these principles, we are determined to achieve global management standards.
All companies under the ÆON Group are guided by the unchanging ‘Customer First’ philosophy. Its aim is to surpass expectations by combining excellent products with unique personal services.
ÆON’S BASIC PRINCIPLES Peace:ÆON is a corporate group whose operations are dedicated to the pursuit of peace through prosperity.
People: ÆON is a corporate group that respects human dignity and values personal relationships.
Community: ÆON is a corporate group rooted in local community life and dedicated to making a continuing contribution to the community.