“OUR CORPORATE PHILOSOPHY is to support customer lifestyle and enable each individual to maximize future opportunity through effective use of credit.
As a reflection of this philosophy, OUR MISSION is to provide a wide range of consumer financial services that best meet customer needs and we are committed to serve customers to enhance their lifestyle through our products and services. We adhere to a strict code of corporate ethics and, at the same time, engage in activities which contribute to society."
AEON Credit Service (M) Berhad (“AEON Credit” or “the Company”) was incorporated on 6 December 1996 and was converted into a public limited company on 9 February 2007 and listed on the Main Market at Bursa Malaysia Securities Berhad on 12 December 2007. AEON Credit commenced operations in 1997 by providing Easy Payment schemes for purchase of consumer durables through appointed retail merchants and chain stores.
Today the business of the Company has expanded to include issuance of Credit Cards, Easy Payment schemes, Personal Finance schemes, Insurance business and other services. The Company currently has 5 Regional Offices, 62 branches and Service Centres located in major shopping centres and towns and a network of close to 12,000 participating merchant outlets nationwide. AEON Credit believes in working closely with its business partners to provide consumer financing products and services which meet customer needs. The Company currently has more than 4.0 million card members for the various products and more than 3,300 staff in service with the Company.
AEON Credit is a subsidiary of AEON Financial Service Co., Ltd. Japan (“AFSJ”), which is listed on the First Section of the Tokyo Stock Exchange. AFSJ is mainly involved in the issuance of credit cards and it currently has more than 25.25 million card members in Japan. It is one of the biggest credit card issuers and leading consumer credit provider in Japan.
AFSJ is in turn part of the AEON Group of Companies (“AEON Group”), a global retail and financial services group. AEON Group consists of more than 300 subsidiaries and affiliated companies. AEON Group operates not only in Japan but also in Southeast Asia, China and India. At AEON, our eternal mission as a corporate group is to benefit our customers and our operations are thus customer-focused to the highest degree.
AEON’s most basic and abiding principles are the pursuit of peace, respect for humanity and contribution to local communities through customer-centred initiatives. Under these principles, we are determined to achieve global management standards.
All companies under the AEON Group are guided by the unchanging “Customer First” philosophy. Its aim is to surpass expectations by combining excellent products with unique services and ever-lasting innovative spirit.